USDA Enhances Crop Insurance for Controlled Environments

Feb 24, 2025
By Farms.com

New Updates to Boost Coverage in 48 Additional Counties

The USDA's Risk Management Agency (RMA) has announced significant enhancements to the Controlled Environment crop insurance program, now extending to 48 additional counties across 17 states starting in 2026. This expansion aims to meet the evolving needs of producers using controlled environments for plant cultivation.

The program improvements include an increase in the maximum coverage percentage from 75% to 85%, along with the introduction of coverage for quarantines under specific conditions.

"Expanding and improving the Controlled Environment program better aligns risk management tools with the needs of producers who grow in controlled environments, encouraging growth, innovation, and viability within these sectors," said RMA Acting Administrator Heather Manzano.

The Controlled Environment crop insurance is a dollar plan policy, which determines coverage based on reported inventory values by the producer. It specifically addresses losses from unforeseen plant diseases or contamination that lead to destruction orders or quarantines.

This insurance policy simplifies the application and renewal processes akin to the Nursery Value Select (NVS) program and allows producers to select specific plant categories for coverage that are unique to controlled environments. It can be purchased as a standalone policy or in conjunction with the NVS program, providing flexibility and targeted risk management for producers.

The coverage is available in selected counties across various states including California, Florida, and New York, with sales closing dates for 2026 coverage set for either May 1 or September 1, 2025, depending on the location.

Producers interested in the Controlled Environment crop insurance program can find more information on the USDA’s RMA website or through their local RMA office. This expansion reflects the USDA's commitment to adapting federal insurance products to better serve the dynamic and diverse needs of the agricultural community.

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