These disasters caused widespread losses across multiple farming operations, making it difficult for producers to recover without financial support.
Physical loss loans help cover the cost of repairing or replacing damaged property that is essential to farm operations. Eligible losses include farm buildings, fixed structures, equipment, and machinery.
Producers may also use the loans to address livestock losses, damage to perennial crops, fruit and nut trees, and losses to stored or harvested crops and hay.
Eligibility for the program includes producers located in designated primary counties as well as surrounding contiguous counties. This expanded coverage ensures that farmers impacted directly or indirectly by the disaster have access to support.
The program recognizes that severe weather can affect a wide area beyond the most visible damage zones.
Producers must submit loan applications by the required deadline in August 2026. Applications are reviewed carefully to ensure funds are directed to qualifying losses. The loans are offered at low interest rates to make repayment manageable during the recovery period.
USDA also provides helpful tools through its online platforms. These resources allow producers to explore disaster assistance programs, review loan options, and better understand eligibility requirements. Local USDA Service Centers are available to help farmers file notices of loss and answer questions about available assistance.
This disaster loan program plays an important role in helping farmers recover and rebuild after natural disasters. By supporting repairs, replacements, and operational recovery, USDA helps protect food production, rural economies, and the long term stability of agriculture in affected communities.