USDA to Expand Crop Insurance Access for Farmers and Ranchers, Boosting the Farm Safety Net

Dec 09, 2025

 U.S. Secretary of Agriculture Brooke L. Rollins today announced major updates to federal crop insurance, reducing red tape for farmers, modernizing long-standing policies, and expanding access to critical risk protection beginning with the 2026 crop year. The Expanding Access to Risk Protection (EARP) Final Rule streamlines requirements across multiple crops, responds to producer feedback, and strengthens USDA’s commitment to putting America’s farmers first.

“President Trump is cutting burdensome regulations and strengthening the farm safety net to ensure the future viability of American agriculture. Across the Trump Administration, we are removing burdensome regulations that were strangling small businesses. For every new regulation, President Trump has eliminated a remarkable 48 – lifting a weighted blanket from the American economy,” said Secretary Brooke Rollins. “With this new rule, we are delivering real, meaningful relief by modernizing the system, expanding access to crop insurance, and making it easier, not harder, for farmers and ranchers to protect their operations and keep doing the work that keeps America fueled and fed. We are continuing to put Farmers First every step of the way.”

Reducing Regulatory Burdens

Improving Land Access Through Prevented Planting Relief

  • Removes the “insured” requirement from the “1 in 4” rule for prevented planting payments. Producers must still show the land was planted and harvested (or adjusted for an insurable cause of loss) in one of the previous four years.

Streamlining Production Reporting

  • Allows policyholders switching Approved Insurance Providers (AIPs) to submit production reports directly to their new provider, reducing confusion and paperwork.

Expanding Direct Marketing Options

  • Allows insurance under the Dollar Plan for direct-marketed fresh market tomatoes and peppers beginning with the 2027 crop year, reflecting specialty crop business practices in Northeastern states.

Source : usda.gov
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