Bank of Canada Holds Key Rate Steady for Second Straight Time

Jun 04, 2025

The Bank of Canada held its key overnight lending rate steady for the second consecutive time on Wednesday, holding it at 2.75% as most economists had expected. 

In its accompanying remarks, the Bank further underlined the economic turmoil that Canada and the rest of the world finds itself in, amid US President Donald Trump’s on-and- off again tariffs and tariff threats. 

“Uncertainty remains high,” it said. 

The Bank cut its key rate seven consecutive times, beginning in June 2024, after it reached a post-Covid high of 5%. The Bank finally paused its rate-cutting campaign in April.  

The Bank noted today that domestic economic growth in the first quarter, at 2.2%, was slightly stronger than forecast. However, the labour market has weakened, and unemployment has risen to 6.9%. The economy is also expected to be considerably weaker in the second quarter, the Bank warned. 

On the inflation front, headline inflation eased to 1.7% in April, due to the elimination of the federal consumer carbon tax. Excluding taxes, inflation rose 2.3% in April, slightly stronger than the Bank had expected. The Bank’s preferred measures of core inflation, as well as other measures of underlying inflation, also moved up, it said.  

Recent surveys indicate that households continue to expect that tariffs will raise prices, and many businesses say they intend to pass on the costs of higher tariffs, the Bank said. 

“With uncertainty about US tariffs still high, the Canadian economy softer but not sharply weaker, and some unexpected firmness in recent inflation data, (the Bank) decided to hold the policy rate as we gain more information on US trade policy and its impacts.  

“We will continue to assess the timing and strength of both the downward pressures on inflation from a weaker economy and the upward pressures on inflation from higher costs.” 

Lower interest rates would certainly be welcomed by Canadian farmers. A Statistics Canada farm income report released last week estimated nationwide farm debt at the end of 2024 at $166.7 billion, up 14.1% from a year earlier and largest annual increase since 1981 when it jumped almost 15% to $18.3 billion.   

Source : Syngenta.ca
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